24 de February, 2022

PMI Americas is a leading financial technology company focused on payment solutions

and business innovation. PMI, headquartered in Mexico, provides services throughout LATAM, the U.S, and Europe, from local offices in Mexico City, Santiago de Chile, Bogotá, Lima, Montevideo, and London.


PMI’s technology portfolio includes a global money transfer gateway, a software for e-commerce and online marketplace, a PCI Level 1 payment gateway, an Enterprise Resource Planning and data management system, and an API based pay-in and pay-out cross-border solution; all of which provide global and

local businesses a one-stop-shop to consolidate and optimize their financial service solutions.


The Silicon Review contacted Alex Pereira, founder and CEO of PMI Americas, who spoke about how the company is making a difference in this segment and plans to stay at the forefront. Below is an excerpt.


Head to Head with

Alex Pereira, Founder & CEO of PMI Americas

From your perspective, how is the industry you serve currently evolving? And where does PMI Americas stand at the moment?

PMI Americas is part of a rapidly

evolving ecosystem related to payments and financial services. This sector has been going thru a “digital” transformation for a few years, but when Covid-19 hit, digital payments were accelerated to new heights.

This was happening at a global level, but one of the continents with the most opportunity for a digital

transition was Latin America. Mainly because it is one of the continents with the lowest banked population, for instance, in Mexico, only about 38% of the population have bank accounts. These are mostly cash- centric economies, and Covid-19 created a massive wall between traditional retailers and their cash customers. Fintechs all over quickly saw this unique opportunity, and sprung to action, offering digital wallets, neobank accounts, faster online payments, and a whole suite of products that banks would never offer. PMI Americas initially focused on a large sector of unemployed LATAM professionals, who because of the pandemic had lost their office jobs. Yet, their skills were in high

demand elsewhere. Online “gig” and “remote” work platforms such as Fiverr, 99 Designs, Workana, Megatek, and many more gave anyone the chance to continue working. PMI Americas saw an opportunity to help these folks get paid faster, better, and cheaper.


What strategies does PMI Americas implement to minimize costs and maximize customer satisfaction?

To minimize costs, we mostly avoid

having intermediaries; we run our own local office, with our local money transfer license in most of the territories we operate in. This allows us to be given very competitive

rates. Also, to streamline our global operations, most of our back office is based out of Mexico, and only have to hire key positions in our other local offices.


How does PMI Americas empower independent workers throughout Latin America?

We offer independent workers much

better rates than the alternative options. Besides, we go the extra mile to provide them with many value-added services such as pay



“Our objective is to become one of the premier options for cross-border payments in LATAM for both B2B and C2C remittances”

Ready to go beyond? Let us show you what we can do for your business.