PMI Americas Network
of Partnerships

Our systems work flow

Coverage

PMI Americas, a Mexico-based company, specializing in global/cross border payments solutions. From servicing businesses around the globe and settling their payment needs in Latin America, to providing online processing and cash collections for merchants servicing clients across multiple countries. With local entities and offices in Miami, Mexico City, Bogota, Lima, Santiago de Chile, Buenos Aires, and London, UK, PMI Americas offers clients a true global reach for localized payment services.

Our team includes leaders of industry with decades of experience in traditional banking, cross-border remittances, pre-paid and credit cards issuing, and payment gateways. With a strong in-house compliance officer and legal and international tax experts.

USA

As an Independent Sales Organization for a US issuing bank, PMI Americas is ready to issue your private labeled Visa or Mastercard program linked to an FDIC bank account insured up to $250,000, and through PMI’s proprietary mobile application your US based clients will have instant access to your products and services while also benefiting from PMI’s growing payments ecosystem including among several insurance, credit, cross border transfers, loyalty plans and bill payment.

Mexico

The 2nd largest Latin America economy with over 120 million population, Mexico is a vibrant and growing market for service providers across the globe. Mexico is also the largest recipient of family remittances which support millions of families eager to adopt the benefits that financial inclusion offers them.

Dispersion

PMI is fully licensed and enabled to improve Mexico bound dispersions, whether family remittances or temporary workers fees, not only offering our partners reliability but also cost effectiveness. Additionally, we are able to provide your payees the benefits of a digital account with multiple value-added services, including access to micro loans, insurance, bill payment and P2P payments.

Collections

For our partners that sell services into Mexico we offer multiple collection possibilities, including our more than 35,000 cash collection points across the country where your clients can deposit cash into your accounts; or even more practical, the issuance of digital accounts to your clients which will enable them to top-up their account through a seamless mobile app.

White Label Card Programs

For our partners that want to extend their brands into Mexico, the ideal scenario is your own white label card program. In partnership with a premier issuing bank, the PMI white label program will enable you to customize a card program to your specific needs, while also benefitting by PMI’s additional value-added services including access to micro loans, insurance, bill payment and P2P payments.

Colombia

Latin America’s 4th largest economy, Colombia has been a payment solutions pioneer as evidenced by its very successful Secure Online Payments (“PSE” acronym in Spanish) initiative, an efficient and cost-saving means of making secure online e-payments. Likewise, Colombia is at the forefront of financial inclusion with a “bankarisation rate” of over 75%, amongst the highest in the region.

PMI’s years of experience in Colombia, and partnerships with the leading payment providers in the country, allow us to offer our customers personalized payment solutions, including:

  • Realtime massive payments dispersion via Colombia’s ACH system for gig economy workers such as IT developers, digital designers, home renters, call center agents, and many similar ones.
  • Issuance of “white label” prepaid or debit cards synched with a mobile app with multiple value-added services such as micro loans, insurance, bill payment and P2P transfers.
  • Collections via local cards; or in cash at our vast network of financial, retail and convenience store locations.

Brazil

The largest Latin America economy with over 211 million population, and some 130 million mobile social users, Brazil is also the largest e-commerce consumer in the region, boasting some USD$16 billion online sales in 2020.

Dispersion

PMI is fully integrated into the local banking system, which enables to improve Brazil bound dispersions to flow seamless into people’s existing bank accounts as a local transfer. This not only offers our partners reliability but also cost effectiveness. Additionally, we are able to provide your payees the benefits of a digital account with multiple value-added services, including access to micro loans, insurance, bill payment and P2P payments.

Payment Collections

For our partners that sell goods and services thru their e-commerce into Brazil, we offer multiple collection possibilities, including processing local debit and credit cards, plus more than 200,000 cash collection points across the country, such as Boleto Bancario and Caixa, where your clients can deposit cash into your online accounts.

Europe

We are also expanding our partnerships in Europe, through our Madrid office, to provide our customers with the same seamless service and experience with:

  • Send money for companies and remittances to LATAM
  • Processing of payments with credit and debit card for electronic commerce
  • Cash collection through a wide network of financial stores and retailers.
  • Real-time mass payment dispersion solutions for temporary workers, such as IT developers, digital designers, tenants, call center agents, and many more.

Chile

Our expanding reach into the rest of Latin America is predicated on the strength of our partners in each of the economies we operate. Through these relationships we assure our clients the same quality and reliability of service across the region, offering a one-stop shopping experience in each of the region’s top markets for:

Realtime massive payments dispersion solutions for gig economy workers such as IT developers, digital designers, home renters, call center agents, and other similar ones.

Peru

Our expanding reach into the rest of Latin America is predicated on the strength of our partners in each of the economies we operate. Through these relationships we assure our clients the same quality and reliability of service across the region, offering a one-stop shopping experience in each of the region’s top markets for:

Realtime massive payments dispersion solutions for gig economy workers such as IT developers, digital designers, home renters, call center agents, and other similar ones.

Ready to go beyond? Let us show you what we can do for your business.